Serious health conditions can lead to the need for assistance with the activities that we perform each day. 70% of retirees will need this type of assistance. Planning ahead will greatly minimize the impact an illness will have on your retirement goals and plans.

Short Term Care plans are designed to cover events lasting 2 years or less while Long Term Care plans cover additional years. Plan designs include but are not limited to daily hospital indemnity allowances, reimbursement for co-pays at a doctor’s office, outpatient facilities, or for ambulance services, coverage for in home assistance performing activities such as meal preparation, as well as facility-based nursing care.