Privacy Policy

Privacy Policy:

Family Benefits Agency ("Family Benefits Agency") operates fba-mi.com and may operate other websites. It is Family Benefits Agency policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Family Benefits Agency collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Family Benefits Agency purpose in collecting non-personally identifying information is to better understand how Family Benefits Agency visitors use its website. From time to time, Family Benefits Agency may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Family Benefits Agency also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on fba-mi.com blogs/sites. Family Benefits Agency only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Family Benefits Agency websites choose to interact with Family Benefits Agency in ways that require Family Benefits Agency to gather personally-identifying information. The amount and type of information that Family Benefits Agency gathers depends on the nature of the interaction. For example, we ask visitors who sign up at fba-mi.com to provide a username and email address. Those who engage in transactions with Family Benefits Agency are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Family Benefits Agency collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with Family Benefits Agency. Family Benefits Agency does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Family Benefits Agency may collect statistics about the behavior of visitors to its websites. Family Benefits Agency may display this information publicly or provide it to others. However, Family Benefits Agency does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Family Benefits Agency discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Family Benefits Agency behalf or to provide services available at Family Benefits Agency websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Family Benefits Agency websites, you consent to the transfer of such information to them. Family Benefits Agency will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Family Benefits Agency discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Family Benefits Agency believes in good faith that disclosure is reasonably necessary to protect the property or rights of Family Benefits Agency, third parties or the public at large. If you are a registered user of an Family Benefits Agency website and have supplied your email address, Family Benefits Agency may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with Family Benefits Agency and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Family Benefits Agency takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. Family Benefits Agency uses cookies to help Family Benefits Agency identify and track visitors, their usage of Family Benefits Agency website, and their website access preferences. Family Benefits Agency visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Family Benefits Agency websites, with the drawback that certain features of Family Benefits Agency websites may not function properly without the aid of cookies.

Business Transfers

If Family Benefits Agency, or substantially all of its assets, were acquired, or in the unlikely event that Family Benefits Agency goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Family Benefits Agency may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Family Benefits Agency and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Family Benefits Agency may change its Privacy Policy from time to time, and in Family Benefits Agency sole discretion. Family Benefits Agency encourages visitors to frequently check this page for any changes to its Privacy Policy. If you have a fba-mi.com account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.